University of Bath

Applying for a postgraduate loan

Find out if you're eligible for a postgraduate loan to help you study for a master's degree or PhD.

Loans for Home and EU students

If you have UK or EU fee status and are starting your postgraduate course in 2018/19, you may be eligible to apply for a postgraduate loan from the UK government.

The loan you can apply for and the amount you can get depends on where you normally live and whether you're studying for a master's degree or PhD. Contact your relevant student loans awarding agency for more advice and support about loans you can apply for.

Living in England

If you normally live in England you can apply for loans for postgraduate master’s courses and doctoral programmes.

If you are studying for a master's degree, you can borrow up to £10,609.

If you are studying for a PhD, you can borrow up to £25,000.

Living in Northern Ireland

If you normally live in Northern Ireland, you can apply for loans for postgraduate master’s courses, postgraduate certificate and diploma level courses. You can't apply for a loan for doctoral study.

If you are studying for a master's degree, you can borrow up to £5,500.

Living in Scotland

If you normally live in Scotland, you can apply for a loan to study a postgraduate master’s course. You can't apply for a loan for doctoral study.

If you're studying for a master's degree, you can borrow up to £5,500.

Student Awards Agency Scotland (SAAS) only funds a limited number of students on courses outside Scotland each year. SAAS will only provide funding as long as a similar course is not available in Scotland. Check with that your proposed course qualifies for support.

Living in Wales

If you normally live in Wales you can apply for loans for postgraduate master’s courses and doctoral programmes.

If you are studying for a master's degree, you can borrow up to £13,000.

If you are studying for a PhD, you can borrow up to £25,000.

Eligibility

You should check the eligibility requirements from your student loans awarding agency to make sure you are able to apply for a loan.

Master's degree loans

You might not be eligible to apply if you:

  • already have a qualification higher than or equivalent to the one you're applying for
  • are already getting payments for another course
  • have received a postgraduate master's loan before
  • are behind in your repayments for a previous student loan

Doctoral programme loans

You might not be eligible to apply if you:

  • already have Research Council funding
  • already have a social work bursary
  • are eligible for an NHS bursary
  • are already getting payments for another course
  • have received a postgraduate doctoral loan before
  • already have a doctoral degree or a qualification that’s equivalent or higher
  • are receiving a doctorate by publication
  • are behind in your repayments for a previous student loan