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Full time undergraduate funding guide - English students

Quick guide for 2026/27. Figures are correct at the time of publishing but may be subject to change due to Government policy changes.


Factsheet

This guide provides a quick and practical overview to the full-time undergraduate funding available for English students starting in 2026/27. Please note, that these figures are for 2026/27 as 2027/28 have not yet been released.

You will need to apply for your student funding every academic year, so it's important to review this information carefully and stay up to date with any changes.

Please Note: Students starting courses from 1 January 2027 will be on a new funding system called Lifelong Learning Entitlement (LLE). Loan figures for 2027/28 are yet to be released, so these figures give an indication as to approximate rates for 2027/28.

LLE students can apply from Sept 2026 for funding at Student Finance for courses that start from 1 January 2027. You will need to apply for funding for each course you study. If your course lasts longer that a year, you will need to reapply each year of your course.

Tuition Fee and Maintenance Support

Home UK tuition fees are £9,790 per year. During a work placement year the tuition fees are capped at 20% of the full fee, and for a study abroad period the tuition fees are capped at 15%. If you are an EU national starting in September 2026 or 2027 your fee status may be Home or Overseas, depending on your circumstances.

Contact: stu-fin@bath.ac.uk.

Home UK Tuition Fee Loan to cover full tuition fee – available for each year of study and payable directly to the University.

Home UK Maintenance Loan is a contribution towards living costs. Payable to the student.

Household Income Assessed Household Contribution (optional) Maintenance Loan (Away from London) Total
£25,000 or less £0 £10,830 £10,830
£30,000 £0 £10,058 £10,058
£40,000 £0 £8,512 £8,512
£42,875 £0 £8,068 £8,068
£45,000 £329 £7,739 £8,068
£50,000 £1,101 £6,967 £8,068
£60,000 £2,647 £5,421 £8,068
£62,377 + £3,030 £5,048 £8,068

Please Note: Students who qualify for Welfare Benefits can receive up to £12,345 Maintenance Loan, and students aged 60 or over can receive up to £4,582 but no tuition fee loan under LLE. This is likely to be students who are lone parents or students with disabilities.

Disabled Students Allowance (DSA)

The undergraduate DSA allowance is simplified into one allowance for 2026/27 of up to £27,783. Support is based on need and not on household income. Find out more on Government DSA.

Extra Grant Support for Students with Children/Dependents (non-repayable)

  • Childcare Grant will pay up to 85% of childcare costs to a max of £199.62 per week for one child, max of £342.24 per week for two or more children.
  • Parents’ Learning Allowance up to £2,024 per year.
  • Adult Dependants’ Grant up to £3,545 per year.

For more information about funding your studies please visit the Student Finance webpage.

University funding

Student loan repayments

(Correct at the time of publication, may be subject to future changes)

  • Lifelong Learning Entitlement (LLE) Repayments for 2027/28 starters begin from the April after graduation or leaving Bath. Instalments are deducted from your pay at a rate of 9% of any earnings over £25,000. For example, a salary of £30,000 would have a deduction of £37.50 a month regardless of the overall amount borrowed.
  • Total loan debt is the combined total of all your tuition fee and/or maintenance loans for the duration of your studies.
  • LLE Student Loan interest rates (2027/28 starters): Plan 5 Repayment at Retail Price Index (RPI)
  • No repayment is due whenever your earnings are under £25,000 per year.
  • No early repayment penalty if you want to pay off your loans early/or in larger instalments.
  • Any loan amount not repaid after 40 years is written off.
  • Loan debt is not counted as “debt” for mortgage applications, but monthly repayments are viewed as outgoings.

For more information, please visit GOV UK Repaying your student loan.

Undergraduate student expenditure budget (sample): 38 weeks

Each student’s spending will be personal to them. This can be based on accommodation choice, either staying in their accommodation during Easter and Christmas vacations or returning home. Incurring course costs or how much they choose to spend on food and social activities.

Expenditure (based on typical academic year of 9 months or 38 weeks) Cost Per Week (£) Cost Per Year (£)
*University Non-Catered Accommodation (ranges from £98-£315 per week) Average cost £183 p/w. inclusive of bills 183 6,954
Food, Toiletries, etc. 50 1,900
Travel 17 646
**Course Costs 10 380
Leisure/Social/Sport 25 950
Mobile Phone 3 114
Health 5 190
Clothes 16 608
Contingency
Laptop 650
TOTAL COST £309 £12,392

Please note catered halls are available. Course costs will differ depending on subject taken.

Blank budget

Download your template budget to help your planning.

Enquiries

If you have any questions, please contact us.


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