UK Student Loans
If you have Home fees status, you may be able to apply for a loan from the UK government to cover your tuition fees for studies commencing in 2025, in addition to a Maintenance Loan to help towards your living costs while studying.
Use the government's student finance calculator to estimate your student loans.
Tuition Fee Loans
If you are starting your first undergraduate course and have a Home fee status, you may be eligible to apply for a Tuition Fee Loan from the UK government for studies commencing in 2025. The loan covers your tuition fees in full, so you won't have to pay any tuition costs upfront.
You can apply for a loan for full-time and part-time courses whatever your household income.
Apply for the loan through your UK student loans awarding agency.
- Student Finance England
- Student Finance Northern Ireland
- Student Awards Agency Scotland
- Student Finance Wales
If you have an EU fee status and you started your studies in 2020 or earlier then you can still apply for a tuition fee loan only through Student Finance England.
If your loan is approved, the Student Loans Company (SLC) will send payments directly to the University. They send the payments in three instalments throughout the academic year. You can find the payment dates on your award notice or by logging in to your SLC account.
These are based on set attendance points throughout the academic year. The University will only receive the proportion of tuition fees if you are attending on the relevant date.
If you withdraw from your course before the end of the first week of your course, we will not charge you any tuition fees.
Maintenance Loans
If you are starting your first undergraduate course and have Home fee status you may be able to apply for a Maintenance Loan to help towards your living costs. You can apply for this in addition to your Tuition Fee Loan and the amount you get depends on your household income.
If you have applied for a maintenance loan, the Student Loans Company (SLC) cannot release your money until you have completed your Registration for the year and the University has confirmed your attendance. If you're in your first year of studies we are not allowed to confirm your attendance until the first day of Welcome Week (Monday 22 September 2025), and if you have not completed your Registration by that date we will check every day.
Once we have confirmed your attendance to the SLC you can expect your first payment within three to five working days.
If you have any questions about maintenance loans or other aspects of funding, please contact our Student Finance team:
- in person at the Student Finance office in Wessex House, room 3.44
- by calling 01225 383045
The Student Finance office is open from Monday to Friday, 10am to 2pm. Outside these times, please contact the team by emailing stu-fin@bath.ac.uk
If you need cash when you arrive at the University before you receive your loan payment, you can find details of our short-term loans scheme.
We also have ways to assist you with the cost of living; please read our cost of living advice and support for students for more information.
Repaying your loan
The Student Loans Company has useful information about paying back your student loan.
You can also find out more about loans from the Student Room or from your local funding body.
How the UK's exit from the EU affects undergraduate loans for EU students
The UK Government has announced that EU students who entered studies in 2020 or earlier will remain eligible for Home fees. See our information on advice for EU students regarding Brexit.
The UK Government has announced that EU students entering studies in 2021 and onwards will not be eligible for UK student loans unless they have settled or pre-settled status. Find out more from Student Finance England for EU students who have settled or pre-settled status.
Loans for Channel Islands or Isle of Man students
If you have Islands fee status, you cannot apply for a loan from the Student Loans Company.
Contact your local education authority to find out about your funding options if you live in:
Loans for Overseas students
If you have Overseas fee status, you cannot apply for a student loan from the UK government.
You may be able to apply for a student loan from your own government or a private funder.
If you are from the United States, you should read about funding and loans for US students studying in the UK.